PayPal Credit FAQs
Enjoy 0% interest for up to 12 months
What is PayPal Credit?
PayPal Credit is like a credit card, without the plastic. It's a credit limit that's attached to your PayPal account which you can use for your online purchases
What credit offers are available?
If your basket is eligible, a selection of instalment offers will be displayed enabling you to spread the cost of your purchase across a number of monthly payments. Harts Of Stur installment purchases qualify for the following options;
0% interest for 4 months
0% interest for 6 or 12 months
9.9% interest for 24 months
9.9% interest for 36 months
How do I apply?
It's easy. Just click on the PayPal Credit button at checkout. A selection of instalment offers will be displayed, enabling you to spread the cost of your purchase across a number of payments.
The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you'll have a credit limit linked to your PayPal account as soon as you accept your credit agreement.
You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.
Do I need to reapply if I already have PayPal Credit?
Do I need to have a PayPal Account?
I do not see PayPal Credit as a payment option
What do I do if I am unsuccessful in applying for PayPal Credit?
What happens if I want to return the item I bought using my PayPal Credit?
21.9% APR (variable)
Purchase interest rate
21.9% p.a. (variable)
Assumed credit limit
This example above illustrates the typical cost of using PayPal Credit as a standard funding method. If you take advantage of our offers and promotions, including 0% offers, the interest rate that applies will be lower in many circumstances.